Tribal Enterprise Banking

solutions to help strengthen native communities

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We know how to bank Indian Country because we are Indian Country

At Native American Bank, we understand the needs of Tribes, Tribal Enterprises, and Alaska Native Corporations, but more importantly, we understand the obstacles traditional banking presents when accessing financial solutions. It is our mission to provide creative solutions to these obstacles, so you may access capital and banking solutions that meet your financial needs.

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Checking and Savings

Whether you’re managing daily operations, building reserves for future growth, or stewarding resources on behalf of your organization, our accounts provide flexibility, security, and the personalized service you need.

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Loans

We are committed to helping organizations grow and succeed by providing flexible lending solutions tailored to meet your goals.

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Treasury Management

We ensure your accounts are set up to efficiently manage your organization’s cash flow with online transfer tools, fraud protection, and deposit insurance.

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New Markets Tax Credit

Our New Markets Tax Credit (NMTC) program helps economically underserved communities attract private capital by providing investors with a federal tax credit.

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Online Banking

Manage your accounts, monitor activity, transfer funds between eligible accounts, and access important banking services anytime through Online Banking.

Account Services

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Fraud Protection

Stay protected with tools and resources designed to help safeguard your accounts and personal information.

Credit Cards

Card Management

Take control of your debit card with convenient features that help you manage spending and security.

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Loan Payoff Quote

Are you a current customer and need to request a loan payoff quote?

Lender

Contact Your Lender

Do you have a question for our commercial lending team?

Frequently Asked Tribal enterprise Banking Questions

To open an account you will need the following documents:

  • Account Application
  • A valid driver’s license or other US government issued identification card for all owners and signers
  • Organization’s Formation Documents
  • Business or Tribal License
  • TIN Verfication
  • Certification of Beneficial Ownership

Visit our Application page to see full details and to connect with us.

Business Online Banking enrollment typically requires additional verification and approval. Please contact our Treasury Management or Customer Service team if you need assistance at 800-368-8894.

Yes we do. We have decades of experience financing projects located on trust land and fee simple land.

Contact us today if you’re interested in learning more about our products and services.

Yes we do. We have decades of experience financing projects located on trust status and fee simple land.

Contact us today if you’re interested in learning more about our products and services.

Established in 2000, the New Markets Tax Credit (NMTC) program incentivizes private sector investment in economically distressed areas. Investors receive tax credits against their federal income tax in exchange for channeling capital into qualified projects. This helps fill project financing gaps by enabling investors to make larger investments. The goal is to create jobs, meet community needs, and spark economic development. 

Through 2023, NMTC allocations have supported a total investment of $135 billion across 8,500 projects in all 50 states, the District of Columbia, and Puerto Rico. 

H.R. 1, passed in 2025, codified New Markets Tax Credits and is now permanently a part of the tax code with a guaranteed $5 billion allocation authority annually.  

Contact us if you’d like to discuss a NMTC project or learn more by viewing additional FAQs here.

 

Projects that have seen the most success gaining allocation for projects are over $5 million, due to overhead and transaction costs. There is no maximum limit to the size of a project that can utilize NMTC. 

Projects are not required to secure allocation for the entire project size. For example, a $100 million project may only attract $40 million in allocation.   

Native American Bank’s s maximum allocation per project is $15 million and will commonly partner with other CDEs to meet the total allocation need.  

Contact us if you’d like to discuss a NMTC project or learn more by viewing additional FAQs here.

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Other Services

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Personal Banking

We are dedicated to understanding your goals, building trusted relationships, and providing solutions that support your financial journey.

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Business Banking

We are committed to helping your business thrive through personalized service, accessibility, and expert guidance you can trust.

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